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What To Do When Creditors Call

First the letters. Now the calls. What should you do? Overwhelming debt is enough to deal with before the phone starts ringing, over and over and over… Know that there are options available to you — We...

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Death & Debt : Who is Responsible?

There was a recent news article about a Seattle man happy to be alive after a long struggle with COVID-19. Yet, after nearly losing the battle day after day for months – he stated what was...

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Can I Use My Tax Refund to File Bankruptcy?

A New Year is a time to look at the next 12 months with hope and possibility, let our bankruptcy attorneys assist you and have a Happy New Year in 2015.  Every day we see debtors and their households...

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2013: Bankruptcy Filings Drop — Kansas Bankruptcy Trends By County

The total number of Bankruptcy cases filed in federal courts for fiscal year 2013—the 12-month period ending September 30, 2013—totaled 1,107,699. Based on these numbers, total filings have gone down...

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What is a Proof of Claim in a Bankruptcy case?

A proof of claim is a document normally filled out and filed by a creditor in either a Chapter 7 or Chapter 13 bankruptcy.  The proof of claim is a form document that is sent to every creditor listed...

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Medical Debt, Marriage, and Bankruptcy

When people think about the debt listed on their credit reports and how the debt is affecting their credit scores, most are probably thinking of credit card debt.  However, medical debt is a huge issue...

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Garnishments in Kansas

Kansas garnishment is a procedure whereby the wages, money or intangible property of a person can be seized or attached pursuant to an order of garnishment issued by the court.  An order of garnishment...

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Can I Qualify for Student Loans After Bankruptcy?

Kansas Bankruptcy Filers Continue Their Educations We are often asked whether filing for bankruptcy will affect a student’s college or graduate financial aid opportunities.  Bankruptcy filers will...

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Is My Car Loan Discharged in a Kansas Bankruptcy Case?

Many people who come to visit with us about filing for bankruptcy have car loans.  One of the most common questions from people is whether their car loan will be discharged in their bankruptcy case....

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Kansas Chapter 7 and Chapter 13 Bankruptcy Median Income Levels Decrease,...

What does a change in Median Income Levels mean to you? As of November 1, 2012 the Median Income Levels are back down in Kansas. This comes after the Median Income rise we saw in May 1, 2012. In...

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Can I represent myself in a bankruptcy case or do I need to hire a Kansas...

We get this question a lot. We know that funds are already tight — that’s why you are considering bankruptcy. So, do you really need to come up with extra money to hire a Kansas Bankruptcy Attorney or...

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Kansas Women Attorneys Lindsborg Conference — Leadership: Charting Our Course...

We had a great time at the 23rd Annual Kansas Women Attorneys Conference in Lindsborg this year. The theme was “Leadership: Charting Our Course.” Thursday started with the Solo and Small Firm lunch....

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What Should I Do If A Creditor Or Collection Agency Starts Calling Me?

Know that there are options available to you – Overwhelming Debt We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. We need expensive medications. A...

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